What we do

Five businesses, one idea

Each one starts from the same place: the way people pay shapes who you can reach.

For people who hold digital assets

Cryptorefills

Cryptorefills lets people spend digital assets on everyday things: gift cards, mobile top-ups, eSIMs and travel, paid for with Bitcoin, stablecoins and more. No bank card needed.

Since 2026 AI agents can shop there too, through an MCP server and x402 payments.

Visit cryptorefills.com

Brands in the catalog: 6,600+
Countries and territories: 180+
Launched: 2018

For shoppers

Koomalooma

Koomalooma sells gift cards and mobile top-ups across ecommerce, games, retail, travel and entertainment. Codes arrive instantly, paid for with the methods people already use.

Visit koomalooma.com

Where the group started: Koomalooma began as our platform for engagement and loyalty rewards.

For travellers

Speedysim

Speedysim sells prepaid eSIM data plans for travellers. The eSIM installs in minutes: no physical SIM to collect, no roaming bill when you get home.

Visit speedysim.com

Destinations: 100+
From checkout to connected: Minutes

For businesses and developers

Atomicrails

Atomicrails is the gift card API built for AI agents and modern platforms. One integration reaches the whole catalog.

Businesses pay per transaction instead of prefunding a float, and settle around the clock through open banking, stablecoins or digital wallets.

Atomicrails Trace gives every gift card code a chain of custody. Each hand-over adds one hashed link, so brands can see how codes flow and show proof of handling, without the code, price or customer ever leaving their owner. That audit trail supports compliance, helps spot fraud and bad actors early, and gives regulators the evidence of handling they expect, while honest partners keep trading.

Visit atomicrails.com

Brands: 900+
Countries: 50+
Settlement: 24/7

For researchers, press and the industry

Cryptorefills Labs

Cryptorefills Labs studies how people use crypto for everyday payments, combining shopper surveys with Cryptorefills purchase data going back to 2018.

Its reports have been cited by Statista, Cointelegraph, The Paypers and Finance Magnates.

Visit labs.cryptorefills.com

Crypto shoppers surveyed: 10,000+
Countries in Working Paper No. 1: 62